SENSEX 77,264.51 NIFTY 50 24,175.65 USD/INR 95.37 GOLD ₹1,59,580/10g REPO RATE 5.25% CRR 3.00% PETROL (MUM) ₹111.21/L SILVER ₹2,43,892/kg
SENSEX 77,264.51 NIFTY 50 24,175.65 USD/INR 95.37 GOLD ₹1,59,580/10g REPO RATE 5.25% CRR 3.00% PETROL (MUM) ₹111.21/L SILVER ₹2,43,892/kg

AU Small Finance Bank Interest Rates

Savings, FD, RD, home loan and personal loan rates for AU SFB with calculators, eligibility snapshot and FAQs.

Effective from 2026-07-13 · Type: small finance

Savings

4.00%

Prev 3.90% (+0.10)

FD

7.25%

Prev 7.10% (+0.15)

RD

7.00%

Prev 6.90% (+0.10)

Home Loan

8.90%

Prev 9.00% (-0.10)

Personal Loan

12.50%

Prev 12.70% (-0.20)

Senior citizen FD (indicative): 7.75%

Rate Trends (6–12 months)

FD

Home Loan

Loan Eligibility Snapshot

Home Loan

  • Rate range: 8.90%11.50%
  • Tenure: up to 30 years
  • Max amount: ₹500 lakh+
  • Processing fee: From 0.50% + GST
  • Confirm foreclosure clauses in sanction letter.

Personal Loan

  • Rate range: 12.50%24.00%
  • Tenure: up to 5 years
  • Max amount: ₹15 lakh+
  • Processing fee: From 1%–3% + GST
  • Higher rates common for SFB personal loans.

Calculators

Official AU SFB pages

← Back to all bank rates comparison

About AU SFB interest rates

Bank interest-rate page with indicative deposit and loan slabs for quick comparison.

How it works

Review highlighted rates, then confirm tenure and penalties on the bank’s official page.

Practical tips

Use FD/RD and EMI calculators with these starting rates for scenarios.

Important to know

Not a sanctioned offer.

Frequently Asked Questions

What are the latest AU SFB interest rates?
AU SFB indicative rates shown here include savings 4.00%, FD 7.25%, RD 7.00%, home loan from 8.90%, and personal loan from 12.50%. Confirm on the official bank page.
Does AU SFB offer higher FD rates for senior citizens?
Yes — senior citizen FD is shown around 7.75% (indicative). Exact slabs and tenure rules vary; verify on AU SFB's deposit rate page.
What is the AU SFB home loan interest rate range?
Starting around 8.90% up to about 11.50%, depending on credit profile, LTV and offer type.
What is the AU SFB personal loan interest rate?
Indicative starting rate is 12.50%, with a typical range up to 24.00%. Final rate depends on eligibility.
How often do banks revise interest rates?
Deposit and loan rates can change after RBI policy decisions or bank ALCO reviews — often multiple times a year. Use the effective date and official links on this page.