AU Small Finance Bank Interest Rates
Savings, FD, RD, home loan and personal loan rates for AU SFB with calculators, eligibility snapshot and FAQs.
Effective from 2026-07-13 · Type: small finance
Savings
4.00%
Prev 3.90% (+0.10)
FD
7.25%
Prev 7.10% (+0.15)
RD
7.00%
Prev 6.90% (+0.10)
Home Loan
8.90%
Prev 9.00% (-0.10)
Personal Loan
12.50%
Prev 12.70% (-0.20)
Senior citizen FD (indicative): 7.75%
Rate Trends (6–12 months)
FD
Home Loan
Loan Eligibility Snapshot
Home Loan
- Rate range: 8.90% – 11.50%
- Tenure: up to 30 years
- Max amount: ₹500 lakh+
- Processing fee: From 0.50% + GST
- Confirm foreclosure clauses in sanction letter.
Personal Loan
- Rate range: 12.50% – 24.00%
- Tenure: up to 5 years
- Max amount: ₹15 lakh+
- Processing fee: From 1%–3% + GST
- Higher rates common for SFB personal loans.
Calculators
Official AU SFB pages
← Back to all bank rates comparisonAbout AU SFB interest rates
Bank interest-rate page with indicative deposit and loan slabs for quick comparison.
How it works
Review highlighted rates, then confirm tenure and penalties on the bank’s official page.
Practical tips
Use FD/RD and EMI calculators with these starting rates for scenarios.
Important to know
Not a sanctioned offer.
Frequently Asked Questions
- What are the latest AU SFB interest rates?
- AU SFB indicative rates shown here include savings 4.00%, FD 7.25%, RD 7.00%, home loan from 8.90%, and personal loan from 12.50%. Confirm on the official bank page.
- Does AU SFB offer higher FD rates for senior citizens?
- Yes — senior citizen FD is shown around 7.75% (indicative). Exact slabs and tenure rules vary; verify on AU SFB's deposit rate page.
- What is the AU SFB home loan interest rate range?
- Starting around 8.90% up to about 11.50%, depending on credit profile, LTV and offer type.
- What is the AU SFB personal loan interest rate?
- Indicative starting rate is 12.50%, with a typical range up to 24.00%. Final rate depends on eligibility.
- How often do banks revise interest rates?
- Deposit and loan rates can change after RBI policy decisions or bank ALCO reviews — often multiple times a year. Use the effective date and official links on this page.