How does the inflation calculator work?

Future cost = amount × (1 + inflation%)^years. Purchasing power left = amount ÷ (1 + inflation%)^years.

What inflation rate should I use for India?

Long-term CPI often sits near 4–6%. Use RBI targets or your own expense inflation if housing/education run hotter.

It ranks cities by real salary using a cost-of-living index (100 = baseline). Higher index means the same rupees buy less.

Defaults are illustrative for comparison. Edit the indices to match any COL source you trust.

Inflation/purchasing power is about prices over time or across cities — not exchange rates. Use the Currency Converter for FX.

Inflation calculator for future costs and purchasing power lost — plus city cost-of-living comparison for the same salary.

See how inflation grows costs and erodes the purchasing power of money over time.

Amount today₹1,00,000

₹

₹1,000₹1,00,00,000

Annual inflation6%

0%15%

Years10 yrs

1 yrs40 yrs

Future cost

₹1,79,085

Same goods in 10 years

Purchasing power left

₹55,839

Of today's ₹1,00,000

Purchasing power lost

44.2%

Erosion of real value

Cumulative inflation

79.1%

At 6% p.a.

To buy what ₹1,00,000 buys today, you will need about ₹1,79,085 in 10 years.

See how inflation raises future costs and erodes purchasing power — plus compare the same salary across cities with COL indices.

Inflation tab: amount, rate, years → future cost and power left. Purchasing-power tab: salary and city indices → real salary ranking.

Use 4–6% for broad India CPI scenarios; higher for education or healthcare goals.

City indices here are editable illustrations, not official government indices.

How does the inflation calculator work?: Future cost = amount × (1 + inflation%)^years. Purchasing power left = amount ÷ (1 + inflation%)^years.
What inflation rate should I use for India?: Long-term CPI often sits near 4–6%. Use RBI targets or your own expense inflation if housing/education run hotter.
What is purchasing power comparison?: It ranks cities by real salary using a cost-of-living index (100 = baseline). Higher index means the same rupees buy less.
Are city COL indices official?: Defaults are illustrative for comparison. Edit the indices to match any COL source you trust.
How is this different from FX conversion?: Inflation/purchasing power is about prices over time or across cities — not exchange rates. Use the Currency Converter for FX.