Bank Interest Rates
Compare Savings, FD, RD, Home Loan and Personal Loan rates with filters, calculators, trends and bank-wise SEO pages.
Best Rate Highlights
Search & Filters
Bank Comparison Table
| Bank | Savings % | FD % | RD % | Home Loan % | Personal Loan % | Page |
|---|---|---|---|---|---|---|
small finance | 4.00% | 7.25% | 7.00% | 8.90% | 12.50% | Details |
public | 2.75% | 6.85% | 6.60% | 8.40% | 11.40% | Details |
public | 2.70% | 6.80% | 6.50% | 8.50% | 11.15% | Details |
public | 2.70% | 6.80% | 6.50% | 8.45% | 11.25% | Details |
private | 3.00% | 6.70% | 6.50% | 8.75% | 10.75% | Details |
private | 3.50% | 6.65% | 6.50% | 8.70% | 10.99% | Details |
private | 3.00% | 6.60% | 6.50% | 8.70% | 10.85% | Details |
private | 3.00% | 6.60% | 6.50% | 8.75% | 10.99% | Details |
Indicative starting rates for comparison. Confirm tenure slabs and eligibility on the bank site.
Integrated Calculators
Using SBI rates — select another bank in the table.
FD maturity
₹1,40,094
Interest ₹40,094
Rate History & Trends
Current
6.80%
Previous
6.65%
Effective
2026-07-15
Loan Eligibility Snapshot — SBI
Home Loan
- Interest range: 8.50% – 9.65%
- Tenure: up to 30 years
- Max amount: ₹1000 lakh+
- Processing fee: From 0.35% + GST
- Prepayment: No foreclosure charges on floating home loans for individuals (RBI).
Personal Loan
- Interest range: 11.15% – 15.50%
- Tenure: up to 6 years
- Max amount: ₹35 lakh+
- Processing fee: From 1% + GST
- Prepayment: Part-prepayment usually allowed after lock-in; confirm sanction terms.
Related Calculators
Individual Bank Pages
Data source: Indian Data Project (RBI) (cached briefly — not stored in our database).
Comparison rates are indicative starting slabs for planning. Always verify current rates, fees and eligibility on the bank’s official page before applying.
For informational purposes only. Always verify with the official provider before decisions.
About Bank Interest Rates
Compare indicative savings, FD, RD, home and personal loan rates across listed banks with deep-link bank pages.
How it works
Filter or open a bank page for slabs. Use FD/RD and EMI calculators alongside.
Practical tips
Small finance banks may lead deposits; verify tenure and penalties on the bank site.
Important to know
Starting rates are not sanctioned offers.
Frequently Asked Questions
- Which bank offers the highest FD interest rate?
- Use the Best Rate Highlights and comparison table on this page. Small finance banks often lead on deposits — always confirm the tenure slab on the bank site.
- Which bank has the lowest home loan interest rate?
- The highlights card and sorted table show the lowest starting home loan rate among listed banks. Final rate depends on credit profile and LTV.
- Which bank has the lowest personal loan interest rate?
- Sort by lowest personal loan rate in filters. Starting rates are indicative; sanction rates vary by income and bureau score.
- How often do banks revise interest rates?
- After RBI policy changes or internal ALCO reviews — often several times a year. Check the Last Updated timestamp and each bank’s effective date.
- Do senior citizens receive higher FD/RD interest rates?
- Usually yes — most banks add about 0.25–0.50% for seniors. See senior FD figures on individual bank pages and verify eligibility.
- Are these rates guaranteed offers?
- No. Figures are indicative starting slabs for comparison. Confirm fees, tenure and eligibility on the bank’s official page before applying.