What are the latest PNB interest rates?

PNB indicative rates shown here include savings 2.70%, FD 6.80%, RD 6.50%, home loan from 8.45%, and personal loan from 11.25%. Confirm on the official bank page.

Does PNB offer higher FD rates for senior citizens?

Yes — senior citizen FD is shown around 7.30% (indicative). Exact slabs and tenure rules vary; verify on PNB's deposit rate page.

What is the PNB home loan interest rate range?

Starting around 8.45% up to about 9.60%, depending on credit profile, LTV and offer type.

What is the PNB personal loan interest rate?

Indicative starting rate is 11.25%, with a typical range up to 15.00%. Final rate depends on eligibility.

How often do banks revise interest rates?

Deposit and loan rates can change after RBI policy decisions or bank ALCO reviews — often multiple times a year. Use the effective date and official links on this page.

Punjab National Bank Interest Rates

Savings, FD, RD, home loan and personal loan rates for PNB with calculators, eligibility snapshot and FAQs.

Effective from 2026-07-09 · Type: public

Savings

2.70%

Prev 2.60% (+0.10)

6.80%

Prev 6.65% (+0.15)

6.50%

Prev 6.40% (+0.10)

Home Loan

8.45%

Prev 8.55% (-0.10)

Personal Loan

11.25%

Prev 11.45% (-0.20)

Senior citizen FD (indicative): 7.30%

Rate Trends (6–12 months)

Home Loan

Loan Eligibility Snapshot

Home Loan

Rate range: 8.45% – 9.60%
Tenure: up to 30 years
Max amount: ₹1000 lakh+
Processing fee: From 0.35% + GST
No foreclosure charges on floating home loans for individuals.

Personal Loan

Rate range: 11.25% – 15.00%
Tenure: up to 5 years
Max amount: ₹20 lakh+
Processing fee: From 1% + GST
Part-prepayment subject to bank policy.

Calculators

FD Calculator @ 6.80%RD Calculator @ 6.50%Home Loan EMI @ 8.45%Personal Loan EMI @ 11.25%

FD Calculator RD Calculator EMI Calculator Home Loan Calculator Personal Loan Calculator Compound Interest / Rate to ₹

Official PNB pages

← Back to all bank rates comparison

About PNB interest rates

Bank interest-rate page with indicative deposit and loan slabs for quick comparison.

How it works

Review highlighted rates, then confirm tenure and penalties on the bank’s official page.

Practical tips

Use FD/RD and EMI calculators with these starting rates for scenarios.

Important to know

Not a sanctioned offer.

Frequently Asked Questions

What are the latest PNB interest rates?: PNB indicative rates shown here include savings 2.70%, FD 6.80%, RD 6.50%, home loan from 8.45%, and personal loan from 11.25%. Confirm on the official bank page.
Does PNB offer higher FD rates for senior citizens?: Yes — senior citizen FD is shown around 7.30% (indicative). Exact slabs and tenure rules vary; verify on PNB's deposit rate page.
What is the PNB home loan interest rate range?: Starting around 8.45% up to about 9.60%, depending on credit profile, LTV and offer type.
What is the PNB personal loan interest rate?: Indicative starting rate is 11.25%, with a typical range up to 15.00%. Final rate depends on eligibility.
How often do banks revise interest rates?: Deposit and loan rates can change after RBI policy decisions or bank ALCO reviews — often multiple times a year. Use the effective date and official links on this page.