ICICI Bank Interest Rates
Savings, FD, RD, home loan and personal loan rates for ICICI Bank with calculators, eligibility snapshot and FAQs.
Effective from 2026-07-12 · Type: private
Savings
3.00%
Prev 2.90% (+0.10)
FD
6.70%
Prev 6.55% (+0.15)
RD
6.50%
Prev 6.40% (+0.10)
Home Loan
8.75%
Prev 8.85% (-0.10)
Personal Loan
10.75%
Prev 10.95% (-0.20)
Senior citizen FD (indicative): 7.20%
Rate Trends (6–12 months)
FD
Home Loan
Loan Eligibility Snapshot
Home Loan
- Rate range: 8.75% – 9.90%
- Tenure: up to 30 years
- Max amount: ₹1000 lakh+
- Processing fee: From 0.50% + GST
- No foreclosure charges on floating home loans for individuals.
Personal Loan
- Rate range: 10.75% – 16.00%
- Tenure: up to 6 years
- Max amount: ₹50 lakh+
- Processing fee: From 0.5%–2% + GST
- Check lock-in and foreclosure fee in offer letter.
Calculators
Official ICICI Bank pages
← Back to all bank rates comparisonAbout ICICI Bank interest rates
Bank interest-rate page with indicative deposit and loan slabs for quick comparison.
How it works
Review highlighted rates, then confirm tenure and penalties on the bank’s official page.
Practical tips
Use FD/RD and EMI calculators with these starting rates for scenarios.
Important to know
Not a sanctioned offer.
Frequently Asked Questions
- What are the latest ICICI Bank interest rates?
- ICICI Bank indicative rates shown here include savings 3.00%, FD 6.70%, RD 6.50%, home loan from 8.75%, and personal loan from 10.75%. Confirm on the official bank page.
- Does ICICI Bank offer higher FD rates for senior citizens?
- Yes — senior citizen FD is shown around 7.20% (indicative). Exact slabs and tenure rules vary; verify on ICICI Bank's deposit rate page.
- What is the ICICI Bank home loan interest rate range?
- Starting around 8.75% up to about 9.90%, depending on credit profile, LTV and offer type.
- What is the ICICI Bank personal loan interest rate?
- Indicative starting rate is 10.75%, with a typical range up to 16.00%. Final rate depends on eligibility.
- How often do banks revise interest rates?
- Deposit and loan rates can change after RBI policy decisions or bank ALCO reviews — often multiple times a year. Use the effective date and official links on this page.