Airtel Axis
Axis Bank · Mastercard — Cashback on Airtel bills and select partner spends.
Last Updated: 2026-07-13
Annual Fee
₹500
Joining Fee
₹500
Forex Markup
3.5%
Reward Type
cashback
Overview
Cashback on Airtel bills and select partner spends.
Airtel bill + partner cashback
Features & Benefits
- Welcome: Airtel thanks / partner welcome
- Milestones: Fee waiver
- Lounge: No
- Railway lounge: No
- Golf: No
- Insurance: Standard
- Concierge: No
- Fuel: Limited
- Dining: Partner
- Movies: Partner
- Travel: Standard
- EMI: Yes
Reward Structure
| Category | Reward % | Notes |
|---|---|---|
| Online Shopping | 2% | — |
| Grocery | 1% | — |
| Dining | 1% | — |
| Fuel | 1% | — |
| Travel | 1% | — |
| Utility Bills | 10% | Airtel bill focused |
| Entertainment | 1% | — |
| UPI | Excluded | — |
| Insurance | 1% | — |
| Rent (Optional) | Excluded | — |
Excluded: Rent, Non-partner wallets
Fees & Charges
- Renewal waiver: Spend-based waiver
- Interest: ~3.6% per month
- Cash advance: 2.5%
- Late fee: As per Axis
- Over-limit: As per Axis
Eligibility
- Credit score: 700+
- Min income: ₹25,000/mo
- Employment: both
- Age: 21–65
Pros
- ✓ Great for Airtel users
- ✓ Low fee
- ✓ Partner cashback
Cons
- • Niche value outside Airtel
- • Caps
- • No lounges
About Airtel Axis
Credit-card detail or category comparison to match rewards with your spending.
How it works
Scan fees, rewards and eligibility, then compare against alternatives on the cards hub.
Practical tips
Check milestone and welcome benefit timelines before you switch.
Important to know
Issuer terms change — verify on the bank site.
Frequently Asked Questions
- What are the key benefits of Airtel Axis?
- Cashback on Airtel bills and select partner spends. Highlights: Airtel bill + partner cashback. Lounge: No.
- What is the annual fee for Airtel Axis?
- Joining fee ₹500 and annual fee ₹500. Waiver: Spend-based waiver.
- Who is eligible for Airtel Axis?
- Typical guide: credit score 700+, income from ₹25,000/mo, age 21–65, employment: both. Final approval is with the issuer.
- Does Airtel Axis have forex markup?
- Indicative forex markup is 3.5%. Always confirm current markup on the issuer site.
- How do I apply for Airtel Axis?
- Use the official apply link on this page and complete KYC with the issuer. EnrichReturns does not process applications.