Amazon Pay ICICI
ICICI Bank · Visa — Lifetime-free card optimised for Amazon and partner spends.
Last Updated: 2026-07-18
Annual Fee
₹0
Joining Fee
₹0
Forex Markup
3.5%
Reward Type
cashback
Overview
Lifetime-free card optimised for Amazon and partner spends.
Amazon cashback for Prime / non-Prime
Features & Benefits
- Welcome: Amazon vouchers on first spends (offer-led)
- Milestones: Partner milestone cashback
- Lounge: No dedicated lounges
- Railway lounge: No
- Golf: No
- Insurance: Standard
- Concierge: No
- Fuel: Limited
- Dining: Partner offers
- Movies: Partner offers
- Travel: Standard
- EMI: Yes
Reward Structure
| Category | Reward % | Notes |
|---|---|---|
| Online Shopping | 2% | — |
| Grocery | 1% | — |
| Dining | 1% | — |
| Fuel | 1% | — |
| Travel | 1% | — |
| Utility Bills | 1% | — |
| Entertainment | 1% | — |
| UPI | Excluded | — |
| Insurance | 1% | — |
| Rent (Optional) | Excluded | — |
Excluded: Rent, Wallet loads
Fees & Charges
- Renewal waiver: Lifetime free
- Interest: ~3.4% per month
- Cash advance: 2.5%
- Late fee: As per ICICI schedule
- Over-limit: As per ICICI schedule
Eligibility
- Credit score: 700+
- Min income: ₹20,000/mo
- Employment: both
- Age: 21–65
Pros
- ✓ Lifetime free
- ✓ Great for Amazon
- ✓ Easy to understand
Cons
- • Weaker outside Amazon ecosystem
- • No lounge
- • Average forex
About Amazon Pay ICICI
Credit-card detail or category comparison to match rewards with your spending.
How it works
Scan fees, rewards and eligibility, then compare against alternatives on the cards hub.
Practical tips
Check milestone and welcome benefit timelines before you switch.
Important to know
Issuer terms change — verify on the bank site.
Frequently Asked Questions
- What are the key benefits of Amazon Pay ICICI?
- Lifetime-free card optimised for Amazon and partner spends. Highlights: Amazon cashback for Prime / non-Prime. Lounge: No dedicated lounges.
- What is the annual fee for Amazon Pay ICICI?
- Joining fee ₹0 and annual fee ₹0. Waiver: Lifetime free.
- Who is eligible for Amazon Pay ICICI?
- Typical guide: credit score 700+, income from ₹20,000/mo, age 21–65, employment: both. Final approval is with the issuer.
- Does Amazon Pay ICICI have forex markup?
- Indicative forex markup is 3.5%. Always confirm current markup on the issuer site.
- How do I apply for Amazon Pay ICICI?
- Use the official apply link on this page and complete KYC with the issuer. EnrichReturns does not process applications.