AU IXIGO
AU Small Finance Bank · Visa — Travel card with ixigo benefits and competitive forex.
Last Updated: 2026-07-08
Annual Fee
₹499
Joining Fee
₹499
Forex Markup
0.99%
Reward Type
points
Overview
Travel card with ixigo benefits and competitive forex.
ixigo rewards + low forex
Features & Benefits
- Welcome: ixigo vouchers
- Milestones: Travel milestones
- Lounge: Limited lounge
- Railway lounge: Limited
- Golf: No
- Insurance: Travel cover offer-led
- Concierge: No
- Fuel: Limited
- Dining: Partner
- Movies: Partner
- Travel: ixigo flight/hotel value
- EMI: Yes
Reward Structure
| Category | Reward % | Notes |
|---|---|---|
| Online Shopping | 2% | — |
| Grocery | 1.5% | — |
| Dining | 2% | — |
| Fuel | 1% | — |
| Travel | 5% | — |
| Utility Bills | 1.5% | — |
| Entertainment | 1.5% | — |
| UPI | Excluded | — |
| Insurance | 1.5% | — |
| Rent (Optional) | Excluded | — |
Excluded: Rent
Fees & Charges
- Renewal waiver: Spend-based waiver
- Interest: ~3.49% per month
- Cash advance: 2%
- Late fee: As per AU
- Over-limit: As per AU
Eligibility
- Credit score: 700+
- Min income: ₹25,000/mo
- Employment: both
- Age: 21–65
Pros
- ✓ Low forex
- ✓ Travel partner value
- ✓ Affordable fee
Cons
- • Smaller bank network perception
- • Lounge limited
- • Caps
About AU IXIGO
Credit-card detail or category comparison to match rewards with your spending.
How it works
Scan fees, rewards and eligibility, then compare against alternatives on the cards hub.
Practical tips
Check milestone and welcome benefit timelines before you switch.
Important to know
Issuer terms change — verify on the bank site.
Frequently Asked Questions
- What are the key benefits of AU IXIGO?
- Travel card with ixigo benefits and competitive forex. Highlights: ixigo rewards + low forex. Lounge: Limited lounge.
- What is the annual fee for AU IXIGO?
- Joining fee ₹499 and annual fee ₹499. Waiver: Spend-based waiver.
- Who is eligible for AU IXIGO?
- Typical guide: credit score 700+, income from ₹25,000/mo, age 21–65, employment: both. Final approval is with the issuer.
- Does AU IXIGO have forex markup?
- Indicative forex markup is 0.99%. Always confirm current markup on the issuer site.
- How do I apply for AU IXIGO?
- Use the official apply link on this page and complete KYC with the issuer. EnrichReturns does not process applications.