Axis Atlas
Axis Bank · Mastercard — Travel-focused EDGE Miles card for flights and hotels.
Last Updated: 2026-07-15
Annual Fee
₹5000
Joining Fee
₹5000
Forex Markup
2%
Reward Type
miles
Overview
Travel-focused EDGE Miles card for flights and hotels.
EDGE Miles on travel & spends
Features & Benefits
- Welcome: Welcome EDGE Miles
- Milestones: Travel milestone miles
- Lounge: Domestic + international visits
- Railway lounge: Limited
- Golf: Limited
- Insurance: Travel insurance
- Concierge: Yes
- Fuel: Limited
- Dining: Partner dining
- Movies: Partner offers
- Travel: Strong flight/hotel transfers
- EMI: Yes
Reward Structure
| Category | Reward % | Notes |
|---|---|---|
| Online Shopping | 2% | — |
| Grocery | 2% | — |
| Dining | 2% | — |
| Fuel | 1% | — |
| Travel | 5% | — |
| Utility Bills | 2% | — |
| Entertainment | 2% | — |
| UPI | Excluded | — |
| Insurance | 2% | — |
| Rent (Optional) | Excluded | — |
Excluded: Rent, Fuel beyond limits
Fees & Charges
- Renewal waiver: Spend-based waiver
- Interest: ~3.6% per month
- Cash advance: 2.5%
- Late fee: As per Axis
- Over-limit: As per Axis
Eligibility
- Credit score: 750+
- Min income: ₹1,20,000/mo
- Employment: both
- Age: 21–65
Pros
- ✓ Great for flyers
- ✓ Lounge access
- ✓ Transfer partners
Cons
- • Fee
- • Complex miles math
- • Not ideal for pure cashback users
About Axis Atlas
Credit-card detail or category comparison to match rewards with your spending.
How it works
Scan fees, rewards and eligibility, then compare against alternatives on the cards hub.
Practical tips
Check milestone and welcome benefit timelines before you switch.
Important to know
Issuer terms change — verify on the bank site.
Frequently Asked Questions
- What are the key benefits of Axis Atlas?
- Travel-focused EDGE Miles card for flights and hotels. Highlights: EDGE Miles on travel & spends. Lounge: Domestic + international visits.
- What is the annual fee for Axis Atlas?
- Joining fee ₹5000 and annual fee ₹5000. Waiver: Spend-based waiver.
- Who is eligible for Axis Atlas?
- Typical guide: credit score 750+, income from ₹1,20,000/mo, age 21–65, employment: both. Final approval is with the issuer.
- Does Axis Atlas have forex markup?
- Indicative forex markup is 2%. Always confirm current markup on the issuer site.
- How do I apply for Axis Atlas?
- Use the official apply link on this page and complete KYC with the issuer. EnrichReturns does not process applications.