HSBC Live+
HSBC · Visa — Cashback card with dining and online strengths for HSBC customers.
Last Updated: 2026-07-10 · Source: curated catalog / official issuer pages. EnrichReturns is not the card issuer — verify all terms before applying. How we score cards: Credit Cards hub.
Annual Fee
₹999
Joining Fee
₹999
Forex Markup
3.5%
Reward Type
cashback
Overview
Cashback card with dining and online strengths for HSBC customers.
Cashback on dining & online
Features & Benefits
- Welcome: Welcome cashback offer-led
- Milestones: Fee waiver
- Lounge: No dedicated
- Railway lounge: No
- Golf: No
- Insurance: Standard
- Concierge: No
- Fuel: Limited
- Dining: Strong dining cashback
- Movies: Partner
- Travel: Standard
- EMI: Yes
Reward Structure
| Category | Reward % | Notes |
|---|---|---|
| Online Shopping | 1.5% | — |
| Grocery | 1.5% | — |
| Dining | 10% | Monthly cap |
| Fuel | 1% | — |
| Travel | 1.5% | — |
| Utility Bills | 1.5% | — |
| Entertainment | 1.5% | — |
| UPI | Excluded | — |
| Insurance | 1.5% | — |
| Rent (Optional) | Excluded | — |
Excluded: Rent, Wallet loads
Fees & Charges
- Renewal waiver: Spend-based waiver
- Interest: ~3.49% per month
- Cash advance: 2.5%
- Late fee: As per HSBC
- Over-limit: As per HSBC
Eligibility
- Credit score: 720+
- Min income: ₹40,000/mo
- Employment: salaried
- Age: 21–60
Pros
- ✓ Dining cashback
- ✓ Clean structure
- ✓ HSBC service
Cons
- • Fee
- • Caps
- • Limited lounge
About HSBC Live+
Credit-card detail or category comparison to match rewards with your spending.
How it works
Scan fees, rewards and eligibility, then compare against alternatives on the cards hub.
Practical tips
Check milestone and welcome benefit timelines before you switch.
Important to know
Issuer terms change — verify on the bank site.
Frequently Asked Questions
- What are the key benefits of HSBC Live+?
- Cashback card with dining and online strengths for HSBC customers. Highlights: Cashback on dining & online. Lounge: No dedicated.
- What is the annual fee for HSBC Live+?
- Joining fee ₹999 and annual fee ₹999. Waiver: Spend-based waiver.
- Who is eligible for HSBC Live+?
- Typical guide: credit score 720+, income from ₹40,000/mo, age 21–60, employment: salaried. Final approval is with the issuer.
- Does HSBC Live+ have forex markup?
- Indicative forex markup is 3.5%. Always confirm current markup on the issuer site.
- How do I apply for HSBC Live+?
- Use the official apply link on this page and complete KYC with the issuer. EnrichReturns does not process applications.