Tata Neu Infinity
HDFC Bank · RuPay — Tata ecosystem rewards with NeuCoins and RuPay UPI linkage.
Last Updated: 2026-07-11
Annual Fee
₹1499
Joining Fee
₹1499
Forex Markup
2%
Reward Type
points
Overview
Tata ecosystem rewards with NeuCoins and RuPay UPI linkage.
NeuCoins on Tata brands + UPI
Features & Benefits
- Welcome: Welcome NeuCoins
- Milestones: NeuCoins milestones
- Lounge: Domestic lounge visits
- Railway lounge: Limited
- Golf: No
- Insurance: Standard + offer-led
- Concierge: Limited
- Fuel: Limited
- Dining: Tata dining partners
- Movies: Partner offers
- Travel: Tata travel partners
- EMI: Yes
Reward Structure
| Category | Reward % | Notes |
|---|---|---|
| Online Shopping | 5% | — |
| Grocery | 5% | — |
| Dining | 5% | — |
| Fuel | 1.5% | — |
| Travel | 2% | — |
| Utility Bills | 1.5% | — |
| Entertainment | 1.5% | — |
| UPI | 1.5% | — |
| Insurance | 1.5% | — |
| Rent (Optional) | Excluded | — |
Excluded: Rent, Selected wallets
Fees & Charges
- Renewal waiver: Spend-based waiver
- Interest: ~3.6% per month
- Cash advance: 2.5%
- Late fee: As per HDFC
- Over-limit: As per HDFC
Eligibility
- Credit score: 720+
- Min income: ₹50,000/mo
- Employment: both
- Age: 21–65
Pros
- ✓ Tata ecosystem value
- ✓ RuPay UPI
- ✓ Lounge
Cons
- • Fee
- • Value depends on Tata spends
- • Caps may apply
About Tata Neu Infinity
Credit-card detail or category comparison to match rewards with your spending.
How it works
Scan fees, rewards and eligibility, then compare against alternatives on the cards hub.
Practical tips
Check milestone and welcome benefit timelines before you switch.
Important to know
Issuer terms change — verify on the bank site.
Frequently Asked Questions
- What are the key benefits of Tata Neu Infinity?
- Tata ecosystem rewards with NeuCoins and RuPay UPI linkage. Highlights: NeuCoins on Tata brands + UPI. Lounge: Domestic lounge visits.
- What is the annual fee for Tata Neu Infinity?
- Joining fee ₹1499 and annual fee ₹1499. Waiver: Spend-based waiver.
- Who is eligible for Tata Neu Infinity?
- Typical guide: credit score 720+, income from ₹50,000/mo, age 21–65, employment: both. Final approval is with the issuer.
- Does Tata Neu Infinity have forex markup?
- Indicative forex markup is 2%. Always confirm current markup on the issuer site.
- How do I apply for Tata Neu Infinity?
- Use the official apply link on this page and complete KYC with the issuer. EnrichReturns does not process applications.