Amazon Pay ICICI vs Axis ACE
Side-by-side comparison of fees, rewards, lounge access and eligibility.
| Feature | Amazon Pay ICICI | Axis ACE |
|---|---|---|
| Bank | ICICI Bank | Axis Bank |
| Network | Visa | Visa |
| Annual Fee | ₹0 | ₹499 |
| Joining Fee | ₹0 | ₹499 |
| Reward Type | cashback | cashback |
| Reward Highlight | Amazon cashback for Prime / non-Prime | Utility + bill cashback |
| Forex Markup | 3.5% | 3.5% |
| Lounge | No dedicated lounges | No |
| Welcome | Amazon vouchers on first spends (offer-led) | Welcome cashback offer-led |
| Eligibility income | ₹20000 | ₹25000 |
How to use this comparison
Credit-card detail or category comparison to match rewards with your spending.
How it works
Scan fees, rewards and eligibility, then compare against alternatives on the cards hub.
Practical tips
Check milestone and welcome benefit timelines before you switch.
Important to know
Issuer terms change — verify on the bank site.
Frequently Asked Questions
- Which is better: Amazon Pay ICICI or Axis ACE?
- It depends on spending. Amazon Pay ICICI suits cashback & shopping users; Axis ACE suits cashback & fuel users. Compare fees, rewards and lounge needs side by side.
- Which has the lower annual fee?
- Amazon Pay ICICI is lower at ₹0 vs ₹499.
- Which is better for forex spends?
- Both show 3.5% forex markup (indicative).
- Do both offer lounge access?
- Amazon Pay ICICI: No dedicated lounges. Axis ACE: No.
- Are these offers final?
- No — catalog figures are indicative. Confirm fees, rewards and eligibility on each issuer’s official page.