Tata Neu Infinity vs HDFC Regalia Gold
Side-by-side comparison of fees, rewards, lounge access and eligibility.
| Feature | Tata Neu Infinity | HDFC Regalia Gold |
|---|---|---|
| Bank | HDFC Bank | HDFC Bank |
| Network | RuPay | Visa |
| Annual Fee | ₹1,499 | ₹2,500 |
| Joining Fee | ₹1,499 | ₹2,500 |
| Reward Type | points | points |
| Reward Highlight | NeuCoins on Tata brands + UPI | Reward points + airport lounges |
| Forex Markup | 2% | 2% |
| Lounge | Domestic lounge visits | Domestic + international lounge visits |
| Welcome | Welcome NeuCoins | Welcome points / vouchers |
| Eligibility income | ₹50000 | ₹100000 |
How to use this comparison
Credit-card detail or category comparison to match rewards with your spending.
How it works
Scan fees, rewards and eligibility, then compare against alternatives on the cards hub.
Practical tips
Check milestone and welcome benefit timelines before you switch.
Important to know
Issuer terms change — verify on the bank site.
Frequently Asked Questions
- Which is better: Tata Neu Infinity or HDFC Regalia Gold?
- It depends on spending. Tata Neu Infinity suits shopping & dining users; HDFC Regalia Gold suits travel & lounge users. Compare fees, rewards and lounge needs side by side.
- Which has the lower annual fee?
- Tata Neu Infinity is lower at ₹1499 vs ₹2500.
- Which is better for forex spends?
- Both show 2% forex markup (indicative).
- Do both offer lounge access?
- Tata Neu Infinity: Domestic lounge visits. HDFC Regalia Gold: Domestic + international lounge visits.
- Are these offers final?
- No — catalog figures are indicative. Confirm fees, rewards and eligibility on each issuer’s official page.