SENSEX 74,729.27 NIFTY 50 23,146.15 USD/INR 94.95 GOLD ₹1,46,430/10g REPO RATE 5.25% CRR 3.00% PETROL (MUM) ₹111.21/L SILVER ₹2,10,312/kg
SENSEX 74,729.27 NIFTY 50 23,146.15 USD/INR 94.95 GOLD ₹1,46,430/10g REPO RATE 5.25% CRR 3.00% PETROL (MUM) ₹111.21/L SILVER ₹2,10,312/kg
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Vaibhav Vyapaar IPO

LOANFRONT · Finance - NBFC · NSE

ClosedSME

IPO Opportunity Score

53/100

Average Opportunity

Apply?

Selective Apply

Risk

High

Est. listing gain

3–4%

Retail allotment odds

26.3%

HNI allotment odds

42.4%

Mixed signals — selective apply only if thesis fits your risk appetite. Prefer 1 lot to limit capital blocked. SME IPOs carry higher liquidity and volatility risk.

Retail and HNI allotment odds are illustrative (often using total subscription as a proxy when category-wise data is unavailable).

🟢 Subscription heat: Low Interest

Price band

₹51 – ₹54

GMP

+₹2 (+3.70%)

Est. listing

₹56

Issue size

₹42 Cr

Subscription

3.80x

Min. investment

₹2,16,000

GMP last updated: 16-Oct 23:37

IPO DNA

A multi-dimensional read instead of a single number. 3 of 8 dimensions can be assessed from the data we receive — the rest are shown as gaps rather than filled with placeholder scores.

Relative strengths

None of the measurable dimensions score above 70.

Relative weaknesses

Liquidity

Business Quality

No data

Company financials (revenue, profit, ROE/ROCE, debt) are not part of the IPO feed we consume.

Growth

No data

Company financials (revenue, profit, ROE/ROCE, debt) are not part of the IPO feed we consume.

Financial Strength

No data

Company financials (revenue, profit, ROE/ROCE, debt) are not part of the IPO feed we consume.

Valuation

No data

Valuation multiples and peer comparables are not available from our current data sources.

Demand

55/100

Total subscription of 3.80x across all categories. Category-wise (QIB/NII/Retail) split is not published in our feed, so this is overall demand only.

Listing Setup

55/100

Derived from an unofficial grey-market premium of 3.70%. Last updated 16-Oct 23:37. GMP is unregulated and can reverse quickly.

Governance

No data

Promoter holding, pledge and anchor-investor data are not available from our current data sources.

Liquidity

35/100

Structural read from a ₹42 Cr issue. SME platform listings typically trade in thinner volumes than mainboard. This reflects issue structure, not observed post-listing volume.

Dimensions are analytical views built from published issue data and unofficial grey-market quotes. They are not a recommendation to apply for or avoid this IPO.

GMP Divergence Check

Cross-checks the unofficial grey-market premium against visible demand and issue structure, so a strong premium is not read in isolation.

No divergence detected

Premium and demand are broadly consistent

Checks we could not run

  • Valuation vs peers — multiples and comparables are not in our data sources.
  • Institutional (QIB) demand quality — category-wise subscription is not published in our feed.
  • Anchor-investor participation — not available from our data sources.

Grey-market premium is unofficial and unregulated. This check describes signal consistency only and is not investment advice.

Information Confidence

How complete and fresh the information behind this page is — kept separate from any view on the IPO itself, so a well-documented issue is never confused with an attractive one.

100%High completeness

Grey-market premium last updated 16-Oct 23:37.

Published (10)

Price band · Lot size · Issue size · Bidding dates · Listing date · Allotment date · Registrar details · RHP document · Company profile · Subscription figures

Awaiting disclosure (0)

Every expected field is available for this issue.

Not collected by this site

  • Company financials — revenue, profit, ROE/ROCE, debt
  • Valuation multiples and peer comparables
  • Category-wise subscription (QIB / NII / Retail / Employee)
  • Anchor investors and promoter holding
  • Fresh issue vs offer-for-sale split

Sources

  • officialExchange / issuer feed (price band, dates, lot size, documents)
  • unofficialGrey-market aggregator (premium only)

Scenario Lab

Test this issue against your own assumptions. Every output here is a scenario you control, not a forecast of what will happen.

₹
₹1₹5,000
15000
150
%
03
%
040

Break-even price

₹55

1.01% above issue price

Capital deployed

₹1,08,000

2000 shares

Costs recovered

₹1,085

Both legs of the trade

Tax assumption

20%

Applied to gains above break-even

Cost and tax inputs are yours to set — we do not apply a default brokerage plan or assume your tax slab. Confirm actual charges with your broker and tax treatment with a qualified professional. Scenarios are illustrative and not predictions.

About the company

Sector: FinanceISIN: INE1KAA01025
Vaibhav Vyapaar Limited is an RBI-registered Non-Banking Financial Company (NBFC) engaged in providing digital lending solutions to retail customers across India. The company primarily offers unsecured personal loans to salaried and self-employed individuals through a technology-enabled platform, operating under both direct lending and co-lending arrangements. Its lending services are delivered through the “LoanFront” mobile application, which facilitates the entire loan lifecycle digitally, including customer onboarding, credit assessment, documentation, loan disbursement, and repayment management. The company leverages automated underwriting processes, digital verification systems, and data-driven risk evaluation tools to streamline lending operations and enhance credit decision-making. Apart from its lending business, Vaibhav Vyapaar also provides technology and application support services to other NBFCs, creating an additional source of revenue. The company primarily caters to retail borrowers, with a focus on first-time credit seekers and salaried individuals in the low- to middle-income segment, while expanding its reach across urban and semi-urban markets through a scalable digital infrastructure. Incorporated in February 2009, Vaibhav Vyapaar Limited is a Non-Banking Financial Company (NBFC) providing unsecured personal loans to salaried and self-employed individuals through its fully digital lending platform. The Company provides personal loans under the “LoanFront” brand through its mobile application, which supports loan origination, customer verification, due diligence, underwriting, documentation, disbursal and repayment. It provides loans through both direct lending and co-lending arrangements with other NBFCs and also generates revenue by providing application and technology services to other NBFCs. Its lending operations primarily cater to salaried and self-employed borrowers, including first-time borrowers and lower-income salaried professionals across urban and semi-urban regions of India.

Issue details

Face value₹5
Lot size2,000
Min. quantity4,000
Cut-off price₹54
Listing price—
ISININE1KAA01025
Bidding hours (IST)10:00 – 17:00

Timeline

Pre-apply starts9 Oct 2026
Bidding opens13 Oct 2026
Bidding closes15 Oct 2026
Allotment starts16 Oct 2026
Allotment date19 Oct 2026
Refund initiation19 Oct 2026
Listing date21 Oct 2026
Mandate end26 Nov 2026

Registrar

Kfin Technologies Limited

Contact: Williams R

Phone: 91-40-67162222

vaibhav.ipo@kfintech.comVisit registrar website →

IPO data from Upstox; GMP from unofficial grey-market aggregators. GMP is not regulated and does not guarantee listing performance. Scorecard uses GMP + subscription heuristics — not investment advice.

About Vaibhav Vyapaar IPO IPO

IPO detail with price band, GMP, scorecard, subscription heat, timeline and registrar links.

How it works

Review the opportunity score and documents (RHP/DRHP), then use allotment or GMP calculators.

Practical tips

Note allotment and listing dates on your calendar before you apply.

Important to know

GMP and scores are informational — not apply advice.

Frequently Asked Questions

What details are shown for Vaibhav Vyapaar IPO?
Company summary, price band, timeline, lot size, and grey-market premium (GMP) when the data source provides them.
What is GMP and should I trust it?
GMP is an unofficial grey-market indication of listing sentiment. It can reverse quickly and is not a guarantee of listing gains.
Can I apply for the IPO on EnrichReturns?
No. Apply via ASBA through your bank or broker UPI flow as per the exchange process.
Where should I read official risk disclosures?
Always read the Red Herring Prospectus (RHP) and exchange filings. This page is informational, not investment advice.
How fresh is subscription and GMP data?
Figures depend on upstream feeds and may lag. Confirm live subscription on NSE/BSE and treat GMP as speculative.
Is SME different from mainboard?
Yes. SME IPOs have different lot sizes, eligibility, and liquidity profiles. Check the issue type before applying.