Business Insurance
Protect the business — not only the owner’s personal covers.
Keyman (Key Person) Insurance
Protects the business financially if a key person dies or a covered event occurs.
Commercial Property Insurance
Buildings, stock and equipment against specified insured risks.
Business Interruption Insurance
May help with loss of profit / continuing expenses after an insured property event.
Cyber Insurance
Costs from certain cyber incidents — subject to strict definitions and exclusions.
Employee-related covers
Group health / group life for employees — employer-sponsored benefits.
Small Business bundle
Shop, restaurant, retail, office, warehouse, clinic, workshop, small manufacturing.
Directors & Officers Liability and Product/Public Liability are covered under Property & Casualty to avoid duplicate pages.
Educational only — not an insurance solicitation or advice to buy a product. Coverage always depends on policy wording, exclusions, limits, deductibles and eligibility. Figures labelled illustrative are estimates, not quotes. Affiliate or partner links, if any, will be disclosed.
About Business Insurance
India’s financial protection hub — Protection Check, gaps, personal/business covers, climate risk and government schemes.
How it works
Start with Protection Check or Gap Calculator, then explore sections by need (personal, business, for you).
Practical tips
Use may/can/subject-to-policy-terms wording; never treat illustrative figures as quotes.
Important to know
Educational only — not an insurance solicitation. Enroll for government schemes only via official sources.
Frequently Asked Questions
- Is EnrichReturns selling insurance?
- No. This section is education, protection analysis and comparison. Any future partnerships will be clearly disclosed.
- What is the Insurance Protection Check?
- An 8-step guided flow that scores life, health, accident, family coverage, loan protection and emergency fund, then shows gaps and a simple action plan.
- Are cover amounts guaranteed quotes?
- No. Figures are illustrative exposure estimates. Actual premiums and eligibility depend on insurer underwriting and policy terms.
- How do government schemes fit in?
- We explain PMJJBY, PMSBY, Ayushman and crop schemes and link to official sources. Enrollment happens only on government portals.
- Does climate change raise every premium?
- No. We use careful wording: climate-related changes can alter some risks and influence underwriting and pricing depending on peril and location — not everywhere equally.