SENSEX 77,264.51 NIFTY 50 24,175.65 USD/INR 95.37 GOLD ₹1,59,580/10g REPO RATE 5.25% CRR 3.00% PETROL (MUM) ₹111.21/L SILVER ₹2,43,892/kg
SENSEX 77,264.51 NIFTY 50 24,175.65 USD/INR 95.37 GOLD ₹1,59,580/10g REPO RATE 5.25% CRR 3.00% PETROL (MUM) ₹111.21/L SILVER ₹2,43,892/kg

Professional Insurance

Professional Indemnity / Professional Liability — claims alleging financial loss from professional errors, omissions or negligence, subject to policy terms.

Actual coverage depends on profession, services provided, policy wording, jurisdiction, limits, deductibles, exclusions and claims-made provisions — never present one universal policy.

Doctors
Chartered Accountants
Lawyers
Architects
Engineers
Consultants
IT Professionals / Software Companies
Financial Advisers
Management Consultants
Contractors
Interior Designers
Real-Estate Professionals

Educational only — not an insurance solicitation or advice to buy a product. Coverage always depends on policy wording, exclusions, limits, deductibles and eligibility. Figures labelled illustrative are estimates, not quotes. Affiliate or partner links, if any, will be disclosed.

About Professional Insurance

India’s financial protection hub — Protection Check, gaps, personal/business covers, climate risk and government schemes.

How it works

Start with Protection Check or Gap Calculator, then explore sections by need (personal, business, for you).

Practical tips

Use may/can/subject-to-policy-terms wording; never treat illustrative figures as quotes.

Important to know

Educational only — not an insurance solicitation. Enroll for government schemes only via official sources.

Frequently Asked Questions

Is EnrichReturns selling insurance?
No. This section is education, protection analysis and comparison. Any future partnerships will be clearly disclosed.
What is the Insurance Protection Check?
An 8-step guided flow that scores life, health, accident, family coverage, loan protection and emergency fund, then shows gaps and a simple action plan.
Are cover amounts guaranteed quotes?
No. Figures are illustrative exposure estimates. Actual premiums and eligibility depend on insurer underwriting and policy terms.
How do government schemes fit in?
We explain PMJJBY, PMSBY, Ayushman and crop schemes and link to official sources. Enrollment happens only on government portals.
Does climate change raise every premium?
No. We use careful wording: climate-related changes can alter some risks and influence underwriting and pricing depending on peril and location — not everywhere equally.