30-Second Video Library
See the risk. Understand the loss. Know the protection. Non-promotional language only.
Every video follows four beats: 0–5s what it is → 5–15s how it creates risk → 15–25s where insurance comes in → 25–30s takeaway. Planned languages: English + Kannada + Hindi + Telugu + Tamil + Malayalam + Marathi + Bengali.
Embeds will sit next to matching calculator fields (e.g. Hazard / Exposure / Vulnerability beside gap inputs). Hosted video files can be wired when assets are ready — topics below are the locked launch list (28).
Fundamentals
- What is Insurance?
- Premium
- Sum Insured
- Deductible
- Exclusion
- Waiting Period
- Nominee
- Insurance Claim
- Co-payment
- Policy Period
Risk Concepts
- What is a Hazard?
- What is Exposure?
- What is Vulnerability?
- What is Risk? (Hazard + Exposure + Vulnerability)
- Probability vs Severity
- Same Hazard, Different Risk (House A vs House B)
Natural Catastrophes
- What is a Catastrophe?
- Flood: hazard to claim, scene by scene
- Cyclone
- Earthquake
- Wildfire
- Why Insurers Need Reinsurance
Business
- Keyman Insurance, in 30 seconds
- Professional Indemnity, in 30 seconds
- Business Interruption: loss beyond property damage
- Property vs Casualty (split-screen explainer)
Climate
- How Can Climate Change Affect Insurance?
- Parametric Insurance: payout by threshold, not by loss assessment
Educational only — not an insurance solicitation or advice to buy a product. Coverage always depends on policy wording, exclusions, limits, deductibles and eligibility. Figures labelled illustrative are estimates, not quotes. Affiliate or partner links, if any, will be disclosed.
About 30-Second Video Library
India’s financial protection hub — Protection Check, gaps, personal/business covers, climate risk and government schemes.
How it works
Start with Protection Check or Gap Calculator, then explore sections by need (personal, business, for you).
Practical tips
Use may/can/subject-to-policy-terms wording; never treat illustrative figures as quotes.
Important to know
Educational only — not an insurance solicitation. Enroll for government schemes only via official sources.
Frequently Asked Questions
- Is EnrichReturns selling insurance?
- No. This section is education, protection analysis and comparison. Any future partnerships will be clearly disclosed.
- What is the Insurance Protection Check?
- An 8-step guided flow that scores life, health, accident, family coverage, loan protection and emergency fund, then shows gaps and a simple action plan.
- Are cover amounts guaranteed quotes?
- No. Figures are illustrative exposure estimates. Actual premiums and eligibility depend on insurer underwriting and policy terms.
- How do government schemes fit in?
- We explain PMJJBY, PMSBY, Ayushman and crop schemes and link to official sources. Enrollment happens only on government portals.
- Does climate change raise every premium?
- No. We use careful wording: climate-related changes can alter some risks and influence underwriting and pricing depending on peril and location — not everywhere equally.