Best Cashback Credit Cards
Top cashback credit cards in India for online, grocery and everyday spends.
SBI Card · Visa
SBI Cashback
5% online cashback (capped)
Annual fee ₹999 · Forex 3.5%
ICICI Bank · Visa
Amazon Pay ICICI
Amazon cashback for Prime / non-Prime
Annual fee ₹0 · Forex 3.5%
HDFC Bank · Visa
HDFC Millennia
CashPoints on Amazon, Swiggy, Zomato & more
Annual fee ₹1000 · Forex 3.5%
Axis Bank · Visa
Axis ACE
Utility + bill cashback
Annual fee ₹499 · Forex 3.5%
Axis Bank · Mastercard
Airtel Axis
Airtel bill + partner cashback
Annual fee ₹500 · Forex 3.5%
Axis Bank · Visa
Flipkart Axis
Flipkart + preferred partners cashback
Annual fee ₹500 · Forex 3.5%
HSBC · Visa
HSBC Live+
Cashback on dining & online
Annual fee ₹999 · Forex 3.5%
Uni / SBM · Visa
Uni GoldX
Digital gold on spends
Annual fee ₹0 · Forex 3.5%
About Best Cashback Credit Cards
Credit-card detail or category comparison to match rewards with your spending.
How it works
Scan fees, rewards and eligibility, then compare against alternatives on the cards hub.
Practical tips
Check milestone and welcome benefit timelines before you switch.
Important to know
Issuer terms change — verify on the bank site.
Frequently Asked Questions
- What are the best cashback credit cards in India?
- Top cashback credit cards in India for online, grocery and everyday spends.
- How should I choose among these cards?
- Match rewards to your top spending categories, then check annual fee waiver rules, forex markup and eligibility.
- Are lifetime-free cards always better?
- Not always. A fee card can win if estimated annual rewards exceed the fee after waivers.
- Do lounge cards need high income?
- Often yes. Premium lounge cards usually have higher income and credit-score requirements.
- Where can I compare cards in detail?
- Open each card page, use card-vs-card pages, or run the recommendation engine on the Credit Cards hub.